Rent vs Buy
Plug in your numbers. See your 3-year cost of buying versus renting, side by side. CFOs and procurement teams use this to model the OpEx vs CapEx case in 60 seconds.
Net savings by renting over 3 years
₹3,75,000/mo
for 36 months, then ₹0 to own.
Renting saves you ₹83,29,687 vs buying outright on a ₹1,00,00,000 equipment investment. CapEx stays free, cash flow stays smooth, balance sheet stays clean.
Side-by-side comparison.
Difference: ₹8,29,687 cash + ₹75,00,000 opportunity cost recovered = ₹83,29,687 total advantage.
Watch the gap widen.
| Year | Buying (cumulative) | Renting (cumulative) | Gap in your favour |
|---|---|---|---|
| Year 1 | ₹1,01,75,000 | ₹33,75,000 | ₹68,00,000 |
| Year 2 | ₹1,05,06,250 | ₹67,50,000 | ₹37,56,250 |
| Year 3 | ₹1,09,54,687 | ₹1,01,25,000 | ₹8,29,687 |
Year 1
Year 2
Year 3
Net cost after 3 yrs
₹1,09,54,687
| Year | Book value (open) | Depreciation | Tax saving | Interest cost |
|---|---|---|---|---|
| Year 1 | ₹1,00,00,000 | ₹25,00,000 | −₹6,25,000 | ₹8,00,000 |
| Year 2 | ₹75,00,000 | ₹18,75,000 | −₹4,68,750 | ₹8,00,000 |
| Year 3 | ₹56,25,000 | ₹14,06,250 | −₹3,51,563 | ₹8,00,000 |
| Total | — | — | −₹14,45,313 | ₹24,00,000 |
Year 1
Year 2
Year 3
3-year total
Net savings if you rent
₹83,29,687
| Year | Rental payable | Tax saving | Net rental cost |
|---|---|---|---|
| Year 1 | ₹45,00,000 | −₹11,25,000 | ₹33,75,000 |
| Year 2 | ₹45,00,000 | −₹11,25,000 | ₹33,75,000 |
| Year 3 | ₹45,00,000 | −₹11,25,000 | ₹33,75,000 |
| Total | ₹1,35,00,000 | −₹33,75,000 | ₹1,01,25,000 |
Year 1
Year 2
Year 3
3-year total
Talk to a Prime AssetSource specialist about a rental program tailored to your fleet, locations, and timelines.
We use cookies to keep you signed in, remember your preferences, and understand site usage. Advertising cookies help us improve our marketing. See our Cookie Policy and Privacy Policy.
