Rent vs Buy
Plug in your numbers. See your 3-year cost of buying versus renting, side by side. CFOs and procurement teams use this to model the OpEx vs CapEx case in 60 seconds.
Net savings by renting over 3 years
₹3,75,000/mo
for 36 months, then ₹0 to own.
Renting saves you ₹83,29,687 vs buying outright on a ₹1,00,00,000 equipment investment. CapEx stays free, cash flow stays smooth, balance sheet stays clean.
Side-by-side comparison.
Difference: ₹8,29,687 cash + ₹75,00,000 opportunity cost recovered = ₹83,29,687 total advantage.
Watch the gap widen.
| Year | Buying (cumulative) | Renting (cumulative) | Gap in your favour |
|---|---|---|---|
| Year 1 | ₹1,01,75,000 | ₹33,75,000 | ₹68,00,000 |
| Year 2 | ₹1,05,06,250 | ₹67,50,000 | ₹37,56,250 |
| Year 3 | ₹1,09,54,687 | ₹1,01,25,000 | ₹8,29,687 |
Year 1
Year 2
Year 3
Net cost after 3 yrs
₹1,09,54,687
| Year | Book value (open) | Depreciation | Tax saving | Interest cost |
|---|---|---|---|---|
| Year 1 | ₹1,00,00,000 | ₹25,00,000 | −₹6,25,000 | ₹8,00,000 |
| Year 2 | ₹75,00,000 | ₹18,75,000 | −₹4,68,750 | ₹8,00,000 |
| Year 3 | ₹56,25,000 | ₹14,06,250 | −₹3,51,563 | ₹8,00,000 |
| Total | — | — | −₹14,45,313 | ₹24,00,000 |
Year 1
Year 2
Year 3
3-year total
Net savings if you rent
₹83,29,687
| Year | Rental payable | Tax saving | Net rental cost |
|---|---|---|---|
| Year 1 | ₹45,00,000 | −₹11,25,000 | ₹33,75,000 |
| Year 2 | ₹45,00,000 | −₹11,25,000 | ₹33,75,000 |
| Year 3 | ₹45,00,000 | −₹11,25,000 | ₹33,75,000 |
| Total | ₹1,35,00,000 | −₹33,75,000 | ₹1,01,25,000 |
Year 1
Year 2
Year 3
3-year total
Talk to a Prime AssetSource specialist about a rental program tailored to your fleet, locations, and timelines.
